YMP - About Me

"Truth: I did grow up with money, but I didn't have a trust fund. Beyond saving my coins, I wasn't taught how to save, invest, or truly understand financial freedom. Over four decades, I made every money error in the book. I chased get-rich schemes, fell for bad advice, and struggled to get ahead. But eventually, I found a path that actually worked.

Now I want to share it with you - because if it worked for me, it can work for anyone."

The Problem with Most Financial Plans:

✖ Too Complicated - Endless spreadsheets, budgets, and apps.

✖ Too Overwhelming - Hard to start. Easy to quit.

✖ Too Slow - Takes too long to complete all steps.

✖ Too Rigid - Life changes. Most plans don't.

Traditional advice often feels like a second job. But building financial security shouldn't take over your life.

The Plan That Worked for Me:

My 5-Step Financial Simplicity Plan:

1. Save loose $1s and $5s - Start small. Build the habit.

2. Open a CMA (Cash Management Account) - I use Fidelity. Easy access, no fees.

3. Add FDLXX - Let your savings earn interest while they sit.

4. Open a Roth IRA - Tax-free growth. Compound interest working for you.

2. Buy FZROX - A total market index fund with zero fees.

"That's it. No complexity. No guessing. Just slow, steady progress. This plan doesn't require a finance degree - just a little discipline and the desire to change your future."

Get the Blueprint:

Download the Anti-Budget Blueprint

"Want to print this plan or keep it on your desk? Grab the 1-page blueprint that shows how to go from change jar to retirement freedom."

[ Download the PDF]

Watch the Story:

Coming Soon: Why I Walked Away from Traditional Advice

"In this short video, I'll share why I left the world of complex financial advice and created something simple that anyone can do."

This isn't about getting rich quick. It's about building wealth slowly, quietly, and confidently. I'm just here to show you how I did it.